What is the FR-31 form?
The FR-31 form is a response to the South Carolina Department of Motor Vehicles' notice about insurance verification. It is used to provide information about your vehicle and circumstances if your registration is under review due to a cancellation of insurance or non-verification of coverage.
Who needs to complete the FR-31 form?
If you've received an FR-4 Cancellation Notice or an FR-31 Request for Insurance Verification letter, you need to complete the form. It’s essential to fill out Sections I and III completely and select an appropriate clearance option in Section II based on your situation.
What information must be included in Section I?
Section I requires detailed information about yourself and your vehicle. This includes the FR-4 Reference Number, the date of registration or non-verification, your South Carolina driver’s license number, vehicle make and model, VIN, plate number, and your contact information. Make sure to provide accurate and complete details.
How do I choose a clearance option in Section II?
You need to select the clearance option that applies to your circumstances. Options include providing proof of insurance, submitting a Notice of Vehicle Sold if applicable, or indicating that the vehicle was repossessed or has moved out of state. Each option has specific requirements to fulfill, so carefully review them to ensure compliance.
What if my vehicle has been sold or traded?
If you have sold or traded your vehicle, you can submit the Notice of Vehicle Sold (SCDMV Form 416) along with the FR-31. If you've already sent in Form 416 for the same situation, you cannot submit it again. You may also submit a Bill of Sale instead.
What should I do if my vehicle has been repossessed?
If your vehicle has been repossessed, the repossession company must provide a letter on company letterhead with specific details, such as the VIN and date of repossession. Alternatively, they can complete the Affidavit for Repossessed Vehicle (SCDMV Form 4034) and submit it with your FR-31 form.
What if I have moved out of state?
If your vehicle no longer resides in South Carolina, return your license plates through the SCDMV website or mail them. To clear an FR-4 or FR-31 suspension, submit a copy of your out-of-state registration along with the FR-31 form. You will receive a letter from the SCDMV about any further requirements you may need to fulfill.
What do I need to submit if I'm in military service?
If your insurance was canceled due to military obligations, you must attach your Military Orders or DD-214 to the FR-31. This documentation should prove that your vehicle has not been operated during the insurance lapse. Ensure this information is accurate and timely submitted.
What if my insurance was canceled due to illness?
If your insurance cancellation was due to an illness, you will need a certification from your physician indicating you were under their care during the relevant time. This section must be completed by your doctor and should include their signature and contact information.