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The Ohio OS-32 form is a critical document for any operator seeking to transport oversized loads while complying with state regulations. This endorsement to a liability insurance policy specifically pertains to vehicles operated under a Special Hauling Permit issued by the Ohio Department of Transportation. It outlines key details such as the insured party's information, the insurance company, and the policy number, ensuring that adequate financial protections are in place during transport operations. Furthermore, the OS-32 form clarifies whether the insurance is primary or excess, providing specific limits per accident. Compliance with the state is a fundamental aspect of this endorsement, as it mandates the insurer to furnish proof of the policy upon request, and to notify the Department of any cancellations with adequate notice. The agreement also emphasizes the liability of the permittee, stipulating that they are responsible for damage caused during the movement. Importantly, the minimum liability coverage required for such operations is set at five hundred thousand dollars, a threshold established to protect both parties involved. By diligently completing and submitting the OS-32 form, operators help ensure they are safeguarded against potential liabilities while adhering to Ohio’s transportation laws.

Ohio Os 32 Example

OS-32

STATE OF OHIO – DEPARTMENT OF TRANSPORTATION

10/08

ENDORSEMENT TO LIABILITY INSURANCE POLICY FOR VEHICLES

 

OPERATING WITH A SPECIAL HAULING PERMIT ISSUED BY

 

THE OHIO DEPARTMENT OF TRANSPORTATION

Issued to (Insured/Applicant) ___________________________________________________________________________________________

of (Mailing address) __________________________________________________________________________________________________

Insureds Telephone Number ____________________________ Amending Policy Number ___________________________________

Effective From (Date) ______________________________ Until 12:01A.M. ________________________________________________

Name of Insurance Company (Insurer) _______________________________________________________________________________

COUNTERSIGNED BY ____________________________________________________________________________________________

(Insurance Company Representative Authorized to Issue Policy Amendments)

The policy to which this endorsement is attached provides primary or excess insurance, as indicated by X, for the limits shown:

The insurance is primary and the company shall not be liable for amounts in excess of $ ___________________________ for each accident.

The insurance is excess and the company shall not be liable for amounts in excess of $ _____________________________ for each accident

in excess of the underlying limit of $ ______________________________ for each accident.

Whenever required by the Ohio Department of Transportation (Department), the insurer (company) agrees to furnish the Department a duplicate of said policy and all its endorsements. The company also agrees, upon telephone request by an authorized representative of the Department, to verify that the policy is in force as of a particular date. The telephone number to call is __________________________________________.

Cancellation of this endorsement may be accomplished by the company or the insured by giving (1) 35 days notice in writing to the other party, and (2) by providing 30 days notice to the Department (said 30 days notice to commence from the date it is received by the Department at the Permit Office, 1980 West Broad Street, Mail Stop 5140, Columbus, OH 43223).

The insurance policy to which this endorsement is attached provides (automobile) liability insurance and is amended to assure compliance by the insured, within the limits stated herein, with the contractual agreement between the insured and the State of Ohio which results from the issuance of a Special Hauling Permit to the insured by the Ohio Department of Transportation. This contractual agreement includes the following provision:

Permittee will be held liable for any damage caused by the movement. The State assumes no responsibility for damage to the permittees equipment or load being moved due to any such failure.

The permittee agrees to compensate the State of Ohio for any damage to a roadway or road structure and also to indemnify, save harmless and defend the State of Ohio and the Director of Transportation from and against all and any liabilities, losses, obligations, claims, damages, penalties, suits, actions, judgments, costs and expenses of whatsoever nature are incurred or brought against the State of Ohio or the Director of Transportation as the result of injury to or death of persons or damages to or loss of property caused by acts or omission to act by the Permittee, its agents, servants and employees in the performance of movements under this permit, except to the extent that the negligence of the State of Ohio or the Director of Transportation is proximate cause of the accident.

In consideration of the premium stated in the policy to which this endorsement is attached, the insurer (company) agrees to pay to the State of Ohio, within the limits of liability described herein, any final judgment recovered against the insured for all damage to the roadway or road structures occurring during a movement authorized by the issuance of a Special Hauling Permit. The insurer (company) further agrees to be bound by the indemnification agreement included in the contractual agreement between the insured (permittee) and the State of Ohio. It is understood and agreed that no condition, provision, stipulation or limitation contained in the policy, this endorsement, or any other endorsement thereon, or violation thereof, shall relieve the company from liability or from the payment of any final judgment, within the limits of liability herein described, irrespective of the financial condition, insolvency or bankruptcy of the insured. However, all terms, conditions and limitations in the policy to which the endorsement is attached shall remain in full force and effect as binding between the insured and the company.

It is further understood that the limits of the companys liability for the amounts prescribed in this endorsement apply separately to each movement made under a Special Hauling Permit and any payment under this endorsement as the result of any one movement shall not operate to reduce the liability of the company for the payment of final judgments resulting from liability arising out of any other movement.

The minimum level of liability insurance is five hundred thousand dollars. This minimum liability level has been established by the Director of the Ohio Department of Transportation under Section 4513.34 of the Ohio Revised Code and amplified in Rule 5501:2-1-10 of the Ohio Administrative Code. It is the responsibility of the insured to obtain liability insurance in amounts equal to or exceeding these minimum amounts as evidence of financial responsibility.

File with:

REQUIRED BY LAW

Facsimile: (614)

728-4098

Ohio Department of Transportation

OHIO REVISED CODE 4513.34

Email: Hauling.Permits@dot.state.oh.us

Special Hauling Permit Section

OHIO ADMINISTRATIVE CODE 5501:2-1-10

 

 

1980 West Broad Street, Mail Stop 5140

DOT-1858

For Information Telephone:

Columbus, OH 43223

(614)

351-2300

Form Characteristics

Fact Name Description
Purpose The OS-32 form is an endorsement to a liability insurance policy specifically for vehicles operating under a Special Hauling Permit issued by the Ohio Department of Transportation.
Minimum Liability The minimum level of liability insurance required is $500,000, pursuant to Section 4513.34 of the Ohio Revised Code and Rule 5501:2-1-10 of the Ohio Administrative Code.
Cancellation Notice To cancel the endorsement, either the insurer or the insured must provide 35 days written notice to the other party and 30 days notice to the Ohio Department of Transportation.
Indemnification Agreement The form includes an indemnification clause where the permittee agrees to compensate the State of Ohio for damages caused during the permitted movement.

Guidelines on Utilizing Ohio Os 32

Completing the Ohio OS-32 form is a necessary step for those seeking an endorsement to their liability insurance for vehicles operating under a Special Hauling Permit. This process ensures compliance with state regulations. Follow the detailed steps below to fill out the form correctly and completely.

  1. Begin by filling in the name of the insured/applicant on the first line.
  2. On the next line, enter the mailing address for the insured/applicant.
  3. Provide the insured’s telephone number in the designated space.
  4. Write down the amending policy number that this endorsement applies to.
  5. Indicate the effective date for the policy at the specified location.
  6. Fill in the end date of the endorsement, ensuring to note that it is at 12:01 A.M.
  7. Write the name of the insurance company that is issuing the policy.
  8. Have an authorized insurance company representative sign the form in the space provided for 'countersigned by.'
  9. Select whether the insurance is primary or excess by marking an 'X' in the appropriate box.
  10. If it’s primary insurance, write the maximum amount covered for each accident in the specified space.
  11. If it’s excess insurance, indicate the amount above which the company will not be liable for each accident.
  12. Additionally, provide the underlying limit for excess insurance if applicable.
  13. List the telephone number that authorized representatives of the Department can use to verify the policy is in force.
  14. Read the cancellation policy carefully and ensure compliance with the notice requirements.
  15. Finally, review all the information for completeness and accuracy before submitting the form either by fax or email as provided.

What You Should Know About This Form

What is the Ohio OS 32 form?

The Ohio OS 32 form is an endorsement to a liability insurance policy specifically tailored for vehicles that operate under a Special Hauling Permit issued by the Ohio Department of Transportation (ODOT). This form is essential as it outlines the terms and coverage needed to meet state requirements when transporting oversized or otherwise specially permitted loads.

Who needs to submit the Ohio OS 32 form?

The form must be submitted by any individual or entity seeking to operate a vehicle with a Special Hauling Permit in Ohio. If you plan to transport oversized loads, the ODOT requires proof of adequate liability insurance via this endorsement. Without it, you may not be able to obtain the necessary permits to lawfully operate your vehicle for those loads.

What does the endorsement cover?

This endorsement ensures that the insurance policy meets the minimum liability coverage requirements set by the state. Coverage for damage caused to the roadway or structures during the permitted movement is included. If an accident occurs while acting within the permit's guidelines, your insurance will cover damages up to the agreed limits, protecting both you and the state.

What are the minimum liability insurance requirements?

Ohio law mandates a minimum level of liability insurance of $500,000 for vehicles operating under a Special Hauling Permit. This requirement helps ensure that any potential damages to state property or public safety can be adequately compensated. It's crucial to verify with your insurance provider that your policy meets or exceeds this requirement.

How is the OS 32 form submitted?

The completed form must be submitted to the Ohio Department of Transportation, specifically to the Special Hauling Permit Section. You can send it via fax to (614) 728-4098 or email it to Hauling.Permits@dot.state.oh.us. It's essential to ensure that all details are accurate and the form is filled out properly before submission to avoid any delays in obtaining your permit.

What should I do if I need to cancel the endorsement?

To cancel the endorsement, either you or your insurance company must provide written notice at least 35 days in advance to the other party. Additionally, a 30-day notice must be sent to the Ohio Department of Transportation. This helps keep all parties informed and ensures that your permit remains valid until the cancellation becomes effective.

What happens if I don’t meet the liability requirements?

If you fail to meet the liability insurance requirements, your Special Hauling Permit may be denied or revoked. This could result in legal consequences if you operate without the proper insurance. It is crucial to maintain valid insurance coverage and to keep the endorsement up to date to comply with state regulations.

Can I modify the OS 32 form after submission?

Once the OS 32 form is submitted, any modifications require a new endorsement to be issued. If changes to your insurance policy occur, such as an amendment in coverage amounts, it is essential to file a new OS 32 form to ensure your permit remains valid and compliant with Ohio law. Contact your insurance provider for assistance in obtaining a revised endorsement.

Common mistakes

Filling out the Ohio OS-32 form can seem straightforward, but there are common mistakes that can lead to complications. One frequent error is not providing complete information. Ensure that personal details, such as the name of the insured and the mailing address, are filled out accurately. Omissions or incomplete information can delay the processing of your form or even lead to its rejection.

Another mistake is failing to specify the correct insurance policy number. Double-check this number before submitting the form. An incorrect policy number can create issues when attempting to verify your insurance coverage, leading to potential liabilities while operating under the Special Hauling Permit.

Many people overlook the effective date and expiration date fields. These dates must be clear and accurate. If either date is incorrect, it could invalidate the endorsement and leave you unprotected. Always review these dates carefully before submission.

It’s also crucial to indicate whether your insurance is primary or excess. Some applicants mistakenly leave this section blank or mark the wrong option. This designation affects how claims are paid and can leave gaps in coverage if not completed correctly.

Another area where errors often occur is in the telephone number for verification. Providing an incorrect number can prevent the Ohio Department of Transportation from confirming that your policy is active when needed, potentially leading to legal issues.

Be cautious about how you document liability limits. Forgetting to fill out or accurately complete the maximum coverage amounts can result in insufficient protection in case of an accident. The amount must comply with the requirements established by the Ohio Revised Code.

Moreover, many applicants neglect to sign the endorsement or fail to include the necessary counter signature from the insurance company representative. This step is essential; missing signatures can render the form invalid, leaving you and your operations at risk.

Another common mistake involves not providing the correct indemnification agreement details. Applicants should clearly understand their responsibilities and ensure the language reflects their agreement with the State of Ohio.

Lastly, remember to save a copy of the completed OS-32 form. Failing to retain documentation can result in difficulties later on, especially if discrepancies arise regarding your policy or permit. Keeping a copy for your records ensures you can reference essential details when necessary.

Documents used along the form

When dealing with the Ohio OS-32 form, several other documents play a critical role in facilitating compliance with regulations regarding special hauling permits. Understanding these forms will help ensure that all necessary paperwork is maintained and correctly submitted.

  • Special Hauling Permit Application: This form is submitted to request permission for oversized or overweight vehicles to operate on Ohio roadways. It outlines the details of the vehicle and the nature of the haul.
  • Certificate of Insurance: This document provides proof that the vehicle owner has adequate insurance coverage. It must reflect the amounts and types of coverage necessary for operating under a special hauling permit.
  • Safety Inspection Report: A mandatory inspection report that confirms the vehicle meets state safety standards. It outlines any deficiencies and verifies compliance with safety regulations.
  • Ohio Department of Transportation Liability Waiver: A waiver signed by the permittee, acknowledging their responsibility for any damages incurred during the haul, thereby releasing the state from liability.
  • Vehicle Weight Slip: This document provides the verified weight of the vehicle and load. Depending on the haul, a copy may be required to document compliance with weight restrictions.
  • Route Approval Form: Required for oversize or overweight vehicle movements, this form details the proposed transport route and is used for state approval to ensure compliance with local regulations.
  • Trip Log: A comprehensive record of the journey, including route taken, stops, and any incidents. This log can be vital for resolving any disputes or issues arising from the transport.

Collectively, these forms not only support the completion of the OS-32 but also provide essential evidence of compliance with Ohio's regulations regarding special hauling. Proper management of these documents ensures smooth operations and minimizes legal risks.

Similar forms

The Ohio OS-32 form serves a crucial role in the context of liability insurance for vehicles operating under a special hauling permit. Its structure and purpose share key similarities with several other documents. Here are six documents that are comparable, along with explanations of their similarities:

  • Certificate of Insurance: Similar to the OS-32 form, this document provides proof of insurance coverage. It confirms that a policy is active and outlines the details of the insured and the coverage limits, serving as a verification tool for compliance.
  • Endorsement to Policy: Like the OS-32, an endorsement modifies an existing insurance policy. It can alter coverage terms, limits, or add new insured parties. Both documents ensure that any changes are legally recognized by the involved parties.
  • Liability Waiver: This document, much like the OS-32 form, outlines responsibilities and limits liability for one party. It typically specifies conditions under which each party will take on legal responsibility, mirroring the OS-32’s approach to indemnification.
  • Contractual Agreement for Services: Similar to the OS-32, this type of document establishes the terms of engagement between two parties. It specifies responsibilities, ensures compliance, and provides clarity on liability and indemnity, aligning with the OS-32's contractual elements.
  • Vehicle Registration Form: While primarily focused on vehicle identification, this form shares a common element of legal compliance with the OS-32 form. Both serve to regulate the operation of vehicles within the jurisdiction of Ohio, ensuring that all necessary documentation is in order.
  • Insurance Policy: The foundational document behind the OS-32, it details the terms of coverage and obligations of both the insurer and the insured. The OS-32 endorsement adds additional provisions specific to special hauling permits, much like how specific endorsements build on the main policy.

These documents work together within the legal framework of Ohio transportation to ensure safety, accountability, and established financial responsibility for vehicle operations.

Dos and Don'ts

When filling out the Ohio OS-32 form, it is important to follow specific guidelines to ensure accuracy and compliance. Here are ten things you should and shouldn't do:

  • Do fill in all required fields completely to avoid processing delays.
  • Don't use abbreviations or shorthand that may confuse the reviewer.
  • Do double-check all contact information for accuracy.
  • Don't forget to include the effective dates of the insurance policy.
  • Do provide a valid telephone number for verification purposes.
  • Don't leave any sections blank; if not applicable, state "N/A."
  • Do ensure that the insurance policy meets the minimum liability requirements of $500,000.
  • Don't submit the form without a proper signature from an authorized insurance representative.
  • Do maintain a copy of the filled form for your records.
  • Don't ignore instructions related to the cancellation notice requirements.

Following these guidelines will help ensure your form is completed correctly and submitted on time.

Misconceptions

The Ohio OS-32 form is an important document for those operating with a Special Hauling Permit. However, several misconceptions surround it. Here are five common myths:

  • The OS-32 form is optional. This form is not optional. It is a required endorsement to a liability insurance policy for vehicles operating with a Special Hauling Permit issued by the Ohio Department of Transportation.
  • All insurance policies automatically meet OS-32 requirements. Not all policies comply with the specific requirements. Drivers must ensure their insurance policy explicitly includes the endorsement and meets minimum liability coverage of $500,000.
  • The form only needs to be submitted once. Incorrect. The OS-32 form may need to be submitted and updated for each permit issued or if the insurance policy changes.
  • Cancellation notices are handled informally. In actuality, both the insured and the insurance company must provide written cancellation notices of 35 days to each other and 30 days to the Department of Transportation.
  • Indemnification clauses provide blanket protection against all liabilities. This is a misconception. While the indemnification agreement protects the State of Ohio, it does not absolve the permittee of liability resulting from their actions.

Understanding these myths will help in complying with the regulations attached to Special Hauling Permits. Make sure to review your insurance policy thoroughly and consult with your insurance provider if necessary.

Key takeaways

  • Understanding Purpose: The Ohio OS-32 form is an endorsement to a liability insurance policy that is necessary for vehicles operating under a Special Hauling Permit.
  • Accurate Information: Ensure all sections of the form, including the insured/applicant’s name and mailing address, are accurately completed to prevent delays.
  • Insurance Company Certification: The form requires a signature from an authorized representative of the insurance company, confirming the endorsement’s validity.
  • Policy Limits: Clearly state whether the policy provides primary or excess insurance, and specify the limits for liability coverage to comply with state regulations.
  • Notice Obligations: Both the insured and the insurance company must give a 35-day written notice for any cancellation of the endorsement. Additionally, a 30-day notice must be provided to the Ohio Department of Transportation.
  • Liability Obligations: Recognize that the permittee is liable for damage caused during the movement of permitted loads, and the state does not assume responsibility for equipment or load damages.
  • Indemnification Clause: The insured must indemnify and defend the State of Ohio against any losses or claims resulting from the permittee’s actions during the permitted movement.
  • Minimum Insurance Requirement: Be aware that a minimum level of liability insurance of $500,000 is mandated, in accordance with the Ohio Revised Code.
  • Contact Information: Keep handy the contact information for the Ohio Department of Transportation, as it may be needed for verification or inquiries regarding the insurance policy or permits.